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With Easy Health Insurance Plan |
With Easy Health Insurance Plans
Easy Health Insurance Plans are designed in a way to suit your need and fit your
pocket. They will not only guard you against the spiraling medical costs but will
also guide you on the path of wellness, providing you a double protection of prevention
and cover. The Easy Health Insurance Plans are available for Individuals (Easy Health
Individual Health Insurance Plan) and Families (Easy Health Family Health Insurance
Plan). These Plans manage you and your families health-related needs right from
consultation, hospitalisation to the post-hospitalisation.
These policies are available on a cashless basis in over 4000 Network hospitals thus managing
your expenses and providing hassle-free transactions. To let you decide on what
policy suits your needs they come in three variants, which gives you a choice to
decide your premium.
The Easy Health Insurance policies are power-packed with unique features like cash
credited on daily basis on choosing shared accommodation, daily cash for accompanying
an insured child, maternity expenses*, health check-up, spectacles, contact lenses,
etc. and out-patient dental treatment**.
*waiting Period of 6 years (Easy Health-Individual Health Insurance Plan) and 4 years (Easy Health-Family Health Insurance Plan)
** waiting period of 3 years
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With best-in-class benefits |
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Wide options Choose from the wide choices
of the sum insured starting from Rs 1 lac to 10 lacs. |
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Portability A customer-friendly policy
that ensures that you avail most of the accrued benefits when you opt for Apollo
DKV’s Easy Health Insurance Plans. |
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Pre-Hospitalisation and Post-Hospitalisation cover
Takes care of medical expenses incurred before and after the hospitalization. |
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Cumulative bonus Get special incentives
on every renewal after a claim-free year. |
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Tax benefits Get tax benefits for the
premium amount under Section 80D of the Income Tax Act. |
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With value-added services
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Health Risk Assessment
We offer our customers maximum health benefits with minimum efforts. The globally
validated online health risk assessment is provided to all our customers. This helps
them to profile their health status, and will also offer personalised wellness recommendations
on diet, lifestyle, nutrition, etc.
Cashless Hospitalisation
Our policies, in addition to reimbursement of claims at all hospitals, are valid
on a cashless basis in over 4000 hospitals.
All insured members can call the Healthline and quote their unique customer ID (provided
with the policy) to reach our experts and avail primary consultation, health-related
consultation, individual referrals, health information, nutrition and diet, at no
extra cost.
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With wide choices |
We offer three plan variants, to help you choose what’s best for your needs.
The cover amount ranges from Rs. 1,00,000 to Rs. 10,00,000 according to the product
variant you choose.
Standard Plan
A plan that is tailor-made especially to fit every one’s pocket. Starting
at just Rs. 3/day. Health insurance was never so accessible before. Read more…
Exclusive Plan
Covers maternity, which makes it unique in its class. Starting at Rs…. Per
annum…. Read
more…
Premium Plan
Take e-opinion from our expert panel of doctors who will guide you through this
critical time starting at …..Rs. 5000 per annum. Read more…
Terms of Renewal
- We offer life-long renewal unless the Insured Person or any one acting on behalf of an Insured Person has acted in a dishonest or fraudulent manner or any misrepresentation under or in relation to this policy or the Policy poses a moral hazard.
- Maximum Age –There is no maximum cover ceasing age in this policy. For Additional cover of Critical Illness maximum cover ceasing age in this policy would be 70 yrs.
- Waiting Period - The Waiting Periods mentioned in the policy wording will get reduced by 1 year on every continuous renewal of your Easy Health Insurance Plan.
- Renewal Premium- Renewal premium are subject to change with prior approval from IRDA.
- Sum Insured Enhancement – Sum Insured can be enhanced only at the time of renewal subject to no claim have been lodged/ paid under the policy. If the insured increases the sum insured one grid up, no fresh medicals shall be required. In cases where the sum insured increase is more than one grid up, the case shall be subject to medicals. In case of increase in the Sum Insured waiting period will apply afresh in relation to the amount by which the Sum Insured has been enhanced. However the quantum of increase shall be at the discretion of the company.
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Disclaimer
This is only a summary of the product features.The actual benefits
available are as described in the policy, and will be subject to the policy terms,
conditions and exclusions.Please seek the advice of your insurance advisor if you
require any further information or clarification.
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